Caltech Employees Federal Credit Union
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Vehicle Loans
Get A Better Auto Loan On New... Used... and Refi's, too!
Whether that four-wheeled beauty is in the showroom or already in your garage, there is no sense in paying more than you have to every month in order to enjoy it! At CEFCU, we really want to help you drive a better bargain… Get a loan for your car or truck purchase, new or used. Or bring us your vehicle loan from another lender. Either way, you’ll get an exceptionally low cost loan with:
- Up to a 60-month term on used cars and an 84-month term on new cars
- Up to 100% financing
- No pre-payment penalty
- No loan origination fee
- Convenient payment options
- Guaranteed Asset Protection (GAP)
And, to save even more, get pre-approved before you shop and give yourself the bargaining power of “cash in hand.” You can take advantage of any manufacturer’s rebate… and negotiate a better price on your car! This is a bargaining advantage you don’t have if you go with dealer financing. In fact, even if their rate is 0%, you can come out ahead – and enjoy lower payments – with a lower sticker price and our low loan rate.
For your convenience and information knowledge, please view our Vehicle Loans FAQs for questions and answers you may have about our auto loan process. CEFCU is committed to providing members with unsurpassed service as well as convenience.
If you have additional questions which are not addressed in the Frequently Asked Questions section, please call a Loan Officer toll-free at (800) 592-3328 ext. 402.
To apply or get your pre-approval or refi in gear, click on the WebLoan24 option after logging into CEFCU@HOME. If you're not yet a CEFCU@HOME user, you can still apply online. Prefer not to apply online? You may also complete a Loan Request and mail or fax it to the office location most convenient to you.
If you’ve applied for a CEFCU loan within the last two years, we can have an answer for you fast! It’s just that easy to love your car with no “monthly” regrets!
All loans subject to credit approval. 100% financing for used vehicles based on retail Kelley Blue Book or purchase price plus tax, license, documentation fees and extended warranty. See below for available rates and terms. See applicable rates and terms for motorcycles, RVs, boats and airplanes. Rates subject to change without notice. CEFCU is an Equal Opportunity Lender.
