Caltech Employees Federal Credit Union

We’ve Cut Our Loan Rates, So You Can Cut Your Costs!

"Summertime...and the borrowing is ea-sy"...at least at Caltech Employees Federal Credit Union it is! And our new, lower loan rates are the key to saving you money on any vehicle.

Whether you're in the market for a new or pre-owned car, van or light truck, motorcycle, boat, or jet ski, we've cut most of our vehicle loan rates by as much as one whole point, driving our auto loans down to as low as 3.99% APR!*

Just look at our incredible auto loan rates!

100% financing up to 36 months—3.99%
100% financing up to 60 months—4.49%
100 financing up to 84 months—4.99%
80% of retail Blue Book up to 60 months (6 years and older)—4.99%

Better still, our rates are available with up to 100% financing, so you don't even need a down payment. And our auto loans give you the option of longer terms--up to 84 months-- so you can enjoy lower monthly payments.

Of course, at CEFCU, there's never a loan fee and never a pre-payment penalty.

Apply directly online, any time, from the convenience of your home or office. To apply or get your pre-approval, use the WebLoan24 option on CEFCU@HOME. Not yet a CEFCU@HOME user? You may also complete and submit a Loan Request.

Discover how easy we make it to unlock your dream machine when you make us YOUR FIRST CHOICE FOR VEHICLE LOANS..

*APR= Annual Percentage Rate.
All loans subject to credit approval. Lower rate does not apply to current CEFCU loans. Rates and terms may change without notice. 100% financing for pre-owned vehicles based on retail Kelley Blue Book or purchase price plus tax, license, documentation fees and extended warranty. See available rates and terms. See applicable rates and terms for motorcycles, RVs, boats and airplanes.
CEFCU is an Equal Opportunity Lender.