Caltech Employees Federal Credit Union

Visa Balance Transfer Promotion

CEFCU VISA: CHOOSE IT TO SAVE.  USE IT WITH PRIDE.

Nothing says “the best and the brightest” like a CEFCU VISA card.  Combining a choice of four stellar designs with solid, down-to-earth value, each card is a proud reflection of our membership.

But now, CEFCU VISA is even better and brighter than ever! Simply use it to pay off high-cost debt from now through March 31, 2008, and you’ll enjoy a rate of just 7.25% APR through July 22, 2008.  This balance transfer rate gives you virtually half a year to repay your bills at a fraction of the finance charge you’re probably paying other lenders.

What a great way to start the new year! Better still, once the discount period is over, you’ll still continue to save with:

• A low fixed 10.5% APR
• No Annual Fee
• No cash advance fee
• A 25-day grace period
• High credit limits and low minimum monthly payments

Don’t yet have a CEFCU VISA card? Make it yours today!  Just fill out the attached application along with a balance transfer form(s).* If you already carry our VISA card, simply complete and return a balance transfer form(s) to consolidate higher-cost credit.  We’ll take care of the rest.

Get the credit you deserve for being part of our elite membership.  We’ll help you start the new year dollars ahead!

Complete an application and transfer form today.  To speak to a CEFCU Representative, please call 800/592-3328 or 818/952-4444.

*All credit subject to approval. Note: Rates, terms and conditions subject to change. See disclosure for complete terms and conditions. Minimum $500 per transfer. Convenience checks and cash advances do not qualify for discount rate. Offer does not apply to current CEFCU loans or debt. CEFCU is an Equal Opportunity Lender.

• Visa Disclosure